Forbes Phoenix

Health Benefits: Use it or Lose it

It is not something you would probably like to focus on this time of year when life seems to go into top gear as year-end approaches. While we get organised for Christmas and make plans to welcome in the new year, you will also be saying good bye to your health insurance benefits for the year on 31st December. Make time to check with your health fund to see what benefits you have and what you did not use during the year. Most health funds do not roll over the benefits that are left unused as at 31st December. So the portion of your benefits not used by the last day of the year is lost on 1st January the following year. These are benefits for which you have already paid and are entitled to.

None of us want to pay for something that we don’t use. It might be a good time to go for a dental check up if you did not during the year. Or do you need an eye test, would you benefit from a pair of reading glasses, or prescription
sunglasses or consider getting contact lenses. What about your annual physical, or prescription refills or any other check up you did not get around to during the year.

Don’t delay and make appointments today to ensure you get an appointment before year end to capitalize on the benefits you have already paid for.

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